Streator Onized Credit Union strives to offer competitive loan rates and member satisfaction.  We are here to help you get the lowest monthly payment with the best rate possible.

SOCU is available 24 hours a day, 7 days a week.  If you need to apply for a loan late at night or on Sunday morning, just apply online, complete a loan application and submit the information. A friendly Loan Officer will contact you with a loan decision.

• - No Credit Report Required
• - Up to $1,500
• - No HASSLE for you!

• - Up to 125% financing on vehicle loans
• - Competitive Loan Rates
• - Up to 72 month financing
• - Abundance of Collateral – May allow you to deduct interest paid on your tax return!  

Our Vehicle Loans offer added protection for our members:

• - Payment Protection – Credit Life & Disability
• - GAP – Helps cover Deficient Amount Owed if Vehicle is a Total Loss
• - Extended Warranty Options

Apply for your Vehicle Loan now – Loan Application!   

Mortgage Loans

Streator Onized Credit Union is here for your home financing.

• - Low Fixed Rates
• - Payment Protection – Life Insurance
• - 15, 20 & 30 Year Terms

Home Equity Loan Options
Streator Onized Credit Union offers various types of Home Equity Loans. By using the equity in your home, you may qualify for a sizable amount of credit at a low interest rate. Furthermore, under the tax law – depending on your specific situation – you may be allowed to deduct the interest because the debt is secured by your home.

Home Equity Line of Credit

• - Up to 80% financing available
• - Line of Credit Freedom
• - Interest Only Payments

Home Equity Fixed Rate

• - Up to 80% financing available
• - Low Fixed Rate
• - Up to 120 month financing

• - Up to 100% financing
• - Extended loan terms – Up to 120 months
• - Great, Competitive Rates

Contact the Credit Union for Terms and Rates
All Loans are subject to Credit Committee Approval

Insurance Information
Click Here to update your insurance information on your vehicle loan or mortgage.