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**All rates are effective February 23, 2012, and are subject to change
Certificates

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Certificates & IRA's Dividend Rate APY*
*APY Is The Annual Percentage Yield.                                                                        
3 Month Certificate - $1000 Minimum 0.60%0.60%
6 Month Certificate - $1000 Minimum0.75%0.75%
12 Month Certificate - $1000 Minimum0.90%0.91%
18 Month Certificate - $1000 Minimum1.09%1.10%
24 Month Certificate - $1000 Minimum1.29%1.30%
36 Month Certificate - $1000 Minimum1.67%1.68%
48 Month Certificate - $1000 Minimum1.98%2.00%
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Routing Number 271989688
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