**All rates are effective February 23, 2012, and are subject to change

| Summary of Interest Rates |
|
|
| *APY Is The Annual Percentage Yield. |
Certificates & IRA Accounts | As High As | 2.00% | Money Market Accounts | As High As | 0.79% | Savings Accounts | As High As | 1.00% |
| Certificates & IRA's |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
3 Month Certificate - $1000 Minimum | 0.60% | 0.60% | 6 Month Certificate - $1000 Minimum | 0.75% | 0.75% | 12 Month Certificate - $1000 Minimum | 0.90% | 0.91% | 18 Month Certificate - $1000 Minimum | 1.09% | 1.10% | 24 Month Certificate - $1000 Minimum | 1.29% | 1.30% | 36 Month Certificate - $1000 Minimum | 1.67% | 1.68% | 48 Month Certificate - $1000 Minimum | 1.98% | 2.00% |
| Super Saver Money Markets |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
$0 - $2,499.99 | 0.65% | 0.65% | $2,500.00 - $9,999.99 | 0.70% | 0.70% | $10,000 - $49,999.99 | 0.74% | 0.74% | $50,000 & Over | 0.79% | 0.79% |
| Regular Share Savings Account |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
$4.99 Or Less | 0.00% | 0.00% | $5.00 To $999.99 | 0.50% | 0.50% | $1,000.00 To $9,999.99 | 0.50% | 0.50% | $10,000.00 & Over | 0.50% | 0.50% |
| IRA Share Accounts |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
IRA Share Accounts | 1.00% | 1.00% |
| Christmas Clubs |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
Christmas Clubs | 1.00% | 1.00% |
| Vacation Clubs |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
Vacation Clubs | 1.00% | 1.00% |
| EZ Savers Accounts |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
EZ Savers Accounts | 0.50% | 0.50% |
| Youth Savers Club |
Dividend Rate |
APY* |
| *APY Is The Annual Percentage Yield. |
Youth Savers Club | 1.00% | 1.00% |
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
Yields are based on all dividends remaining in account to compound.
Please call the credit union for complete details and current rates.